Subrogation Proprietary ID Algorithm and a Vast Amount of Claims Experience in Auto Claims
Auto Claims Subrogation Experts
Our proprietary ID algorithm and a vast amount of claims experience allow for identifying a significant number of auto insurance subrogation are often perceived to be straight forward. With 40-45% of all accidents involving rear-enders, it definitely seems that way. But the reality is that auto insurance is very complex. In a nation with multiple negligence laws that vary by state, the pursuit of subrogation can be problematic.
Complicating matters are intersection and other accidents where comparative negligence is almost always a factor, yet many adjusters simply assess 100% against one of the parties. The reality is that juries consider comparative negligence more than 50% of the time, even in seemingly straightforward scenarios, such as rear-enders. In more complex scenarios such as gross vehicle weight and loss transfers, the opportunity to miss subrogation opportunities grows exponentially.
At SecondLook, we have combined advanced analytics and over 600 years of collective claims experience to assist in the identification of missed subrogation.