Workers’ Compensation Subrogation Claims

Carriers often struggle with Workers’ Compensation recoveries. They are challenging, take an inordinate amount of time and can be a big drain on resources.

Unlike some others in the industry, we do have a dedicated workers’ compensation team that is uniquely familiar with the nuances of Worker Compensation recovery, investigating liability, supporting medical & indemnity paid, effectively negotiating a settlement, and maximizing the amount of recovery and future credits. We work hand in hand with the adjusters to ensure that all facets of the Workers’ Compensation recovery process are addressed.

Each state has its own set of laws determining when a direct subrogation action is allowed or lien collection is applicable and how settlements and future credits are to be calculated. We can perform both services, subrogation, and lien collection along with negotiations with all parties involved in the third-party lawsuit achieving settlements that maximize recovery and future credits.

Investigating and assessing liability can be difficult, and often there is third-party action being brought by the injured worker’s attorney that will include a separate accident investigation. Our team has extensive experience providing consultation to some of the largest and most influential workers’ compensation companies. Our team can assist with or conduct the liability investigation for our clients with a goal towards establishing, evaluating, and supporting a case against the at-fault party(s).

Recognizing that no two claims, or recoveries, are the same, we provide a nimble bridge between subrogation and lien collection to ensure that all facts are accurate and all items of evidence are preserved. Our team of experts are deployed with financial incentives to recover what is truly owed and properly credited for the carrier rather than prematurely settling recoveries for less than they are worth.

Our results speak to the success of our approach, with clients seeing a 20-30% improvement in work comp recoveries. In an industry where the benchmark for workers’ compensation recovery is around 2.6%, our results are significantly higher, often exceeding 3-3.5% in a year-over-year analysis of results.

At SecondLook, we have combined advanced analytics and over 600 years of collective claims experience to assist in the identification of missed subrogation.